Even to the least materialistic people out there money represents an essential factor in their overall life quality. Not only is the question of money capable of impeding your future life plans, but it also has a potential to put your romantic relationship at risk. According to a survey in 2016, only 15 percent of test subjects don’t consider money an important factor in their relationship. In other words, improving your finances is not just about staying solvent – it is about preventing your life from falling apart. With this in mind, here are four quick and simple ways to fix your finances that will give you immediate positive results.

1.      Create another source of revenue

The most common solution to your financial problems is trying to increase your income by creating another source of revenue. Luckily, in 2017 there are a lot of options for you to consider. While some people decide to sell an asset or rent an extra room or property they have, others approach this situation from a different perspective. We are of course talking about working as a freelancer.

Online, you can offer your expertise in certain skills as a tutor, sell items you don’t need on eBay, or even try to earn some money by offering editorial services. The best way to see all the options you have available is by going to a freelancing website  to see what categories are in demand.

2.      Downscale a bit

Another reason why you might have financial difficulties can be due to your lifestyle being a bit more luxurious than you can afford. Getting a sports car while you can barely make ends meet is just one extreme example, but imagine a scenario where you drink two $10 cocktails every week.

While this may not seem much, it amounts to over $1,000 on an annual basis, which can make a difference in your budget. Think about how many similar, bad financial habits you might have, and try to, at least, downscale them for the time being. We aren’t suggesting you should stop spending on yourself completely, but consider having one cocktail a week instead of two.

3.      Consolidate your credit

In 2017, most people are in debt, and this is nothing to be ashamed of. However, dealing with multiple different loans at the same time can be quite difficult. Not only do they all have different due dates but they also have different interest rates. This situation makes it easy for one to make a mistake and suffer the consequences of it.


Because of this, it might be for the best if you were to consolidate your credit. Simply get a single, bigger loan to replace all your previous ones. In this way, you will get a single loan to deal with instead of getting overwhelmed by multiple ones, while still owing the same (or similar) amount. Later on, if you need to get another loan (which might just happen), you can consider fast loans.

4.      Demand the money you are owed

Finally, sometimes the cause of your financial problems are not your own loans but the money you lent to others. Unfortunately, not everyone is as conscientious with money as they should be, which can put you in a particularly troublesome situation. This is especially true for situations where you lend money to friends and family members, seeing as you may fear the consequences of firmly demanding your money back.

As a matter of fact, this is the main reason why so many people hate lending money to personal acquaintances in the first place. However, you can’t allow your soft nature or your altruism to put your own finances at risk.


With these four simple tips, you can set your finances back on track without any need for severe forms of austerity. Keep in mind that the power of money should never be underestimated; even if your interests are of more spiritual and romantic nature, you can benefit greatly from not having to worry about your financial stability. In other words, getting your finances in order is something that needs to be done as soon as possible.